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Public Offer

Published: 16 September 2026

This document is a public offer — an invitation to enter into a service agreement on the terms set out below (Article 437(2) of the Civil Code of the Russian Federation). It is addressed to any individual with legal capacity who accepts these terms.

This English text is a courtesy translation. The agreement is governed by Russian law, and in case of any discrepancy the Russian version prevails.

Provider

Pavel Igorevich Shepshelevich Self-employed, payer of the professional income tax (NPD) Tax ID (INN): 772990579929 E-mail: support@open-learn.ai Website: https://open-learn.ai

1. Definitions

Service — the open-learn.ai website, the web chat, the Telegram bot and related OpenLearn AI services providing access to artificial intelligence models on a pay-as-you-go basis.

User — an individual who has accepted this offer.

Balance — the User's funds recorded in their account in Russian roubles, from which the cost of services rendered is deducted.

Request — a call to an AI model through the Service (a chat message, an image or video generation, a mini-app run, and any other operation metered by the Service).

Bonus funds — promotional funds credited to the Balance free of charge: the welcome bonus, referral credits, cashback and other incentives.

2. Subject of the agreement

2.1. The Provider grants the User access to the Service and processes the User's Requests through third-party AI models; the User pays for the services actually rendered by having their cost deducted from the Balance.

2.2. Services are supplied remotely, in electronic form, over the Internet. No separate delivery is required.

2.3. There are no subscriptions, tiers or recurring fees. All models and features are available to every User; the only limit is the funds on the Balance.

2.4. The Provider does not develop the AI models. The Provider routes Requests to model vendors, meters usage and handles settlement.

3. Acceptance

3.1. Acceptance of this offer — full and unconditional agreement to its terms (Article 438(3) of the Civil Code of the Russian Federation) — is either of the following acts by the User: topping up the Balance, or submitting a Request through the Service.

3.2. From the moment of acceptance the agreement is deemed concluded in written form on the terms of this offer.

3.3. By accepting, the User confirms that they have read and agree to this offer, the Terms of Use, the Privacy Policy and the Refund Policy.

4. Price and payment

4.1. The cost of each Request depends on the model chosen and the volume of data processed and is published in the model catalog. The cost of an operation is shown to the User in the Service interface.

4.2. Prices may change. Changes are published in the model catalog and take effect on publication; they do not apply to charges already made.

4.3. The minimum top-up is ₽50.

4.4. Payments are accepted in roubles through the payment provider Platega: the User chooses the method — SBP, SberPay or a bank card — on the provider's secure page. Card details are neither transmitted to nor stored by the Provider. The methods currently available are shown in the top-up interface.

4.5. A payment provider may charge its own fee on top of the top-up amount. The total payable is shown on the provider's page before the payment is confirmed. The full top-up amount is credited to the Balance without deducting that fee.

4.6. Bonus funds are spent on Requests alongside paid funds but are not refundable or withdrawable.

4.7. The Provider applies the Russian "professional income tax" regime. A fiscal receipt for each payment is issued under Federal Law No. 422-FZ of 27 November 2018 and sent to the User or provided on request at support@open-learn.ai.

5. When the service is rendered

5.1. A top-up is executed automatically: funds are credited to the Balance in the User's account as soon as the payment provider confirms the payment.

5.2. A Request is deemed rendered when its result is returned to the User — in whole or in part — and its cost is deducted from the Balance.

5.3. The parties agree that the Service's records (the operations log in the User's account) are proper evidence of the volume and cost of the services rendered.

6. Refunds

6.1. The User may withdraw from the agreement at any time and request a refund of the unspent Balance, as set out in the Refund Policy and Article 32 of the Russian Consumer Rights Protection Act.

6.2. Services actually rendered (processed Requests) are non-refundable, as they are consumed by the User at the moment the result is delivered.

7. Rights and obligations

7.1. The Provider undertakes to keep the Service available in accordance with this offer and the Terms of Use.

7.2. The User undertakes to comply with the acceptable-use rules (section 4 of the Terms of Use), not to circumvent usage metering and billing, and not to use the Service to create material that breaks the law or infringes the rights of others.

7.3. The Provider may suspend or terminate access in the event of a material breach by the User, or where continuing to provide the Service would be unlawful or unsafe.

7.4. The Provider may engage third parties — model vendors, payment and infrastructure providers — while remaining responsible to the User for the provision of the services.

8. Liability

8.1. The Service is provided "as is". Model outputs may be inaccurate, incomplete or inappropriate; the User verifies them before use.

8.2. The Provider's liability is limited as set out in sections 10–11 of the Terms of Use, and is in no case limited to the extent such limitation is not permitted by mandatory provisions of Russian law, including the Consumer Rights Protection Act.

8.3. The Provider is not liable for outages caused by third-party model vendors, payment systems or telecom operators, nor for the consequences of the User's use of Request results.

9. Personal data

9.1. Personal data is processed in accordance with the Privacy Policy and Federal Law No. 152-FZ of 27 July 2006 "On Personal Data".

10. Term and amendments

10.1. The offer takes effect on its publication date and remains in force indefinitely until withdrawn by the Provider.

10.2. The Provider may amend the offer. A new version is published on this page with an updated date and applies from publication. Services already rendered are governed by the version in force at the time they were rendered.

10.3. The agreement remains in force until the parties have performed their obligations or until the User withdraws from it under section 6.

11. Governing law and disputes

11.1. This offer and the relationship between the parties are governed by the laws of the Russian Federation.

11.2. The parties will seek to resolve disagreements through negotiation. A claim is sent to support@open-learn.ai and is reviewed within 10 (ten) calendar days.

11.3. Unresolved disputes are settled by a court in accordance with Russian law. A User who is a consumer may bring a claim, at their choice, at their place of residence or stay, at the place where the agreement was concluded or performed, or at the Provider's place of residence (Article 17 of the Consumer Rights Protection Act).

11.4. If the User is not a consumer under Russian law, the mandatory consumer-protection rules of their country of residence remain unaffected by this offer.

12. Provider details

Pavel Igorevich Shepshelevich Self-employed, payer of the professional income tax (NPD) Tax ID (INN): 772990579929 E-mail: support@open-learn.ai Website: https://open-learn.ai

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